We are an Independent Registered Investment Adviser (RIA) firm, offering investment advisory and financial planning services to our Clients. Under Oregon Securities Laws, we are a Fiduciary to our clients in all our work. That means your needs are always first.
Webster's Definition: a relationship in which one party places special trust, confidence, and reliance in and is influenced by another who has a fiduciary duty to act for the benefit of the party — called also confidential relationship, fiduciary relation
While we offer a variety of individual and corporate services, our best deliverable is ongoing guidance to you through what we call, “Premier Advisory Services,” our client-service delivery program. When the "design phase of our financial planning process* has been completed, we move into “Premier Advisory Services,” where we begin plan implementation and then deliver ongoing advice, service, and plan updating through systematic, semi-annual, quarterly or even monthly meetings as you choose. With this process and our “no cost for phone calls” policy, we can easily analyze changes to a financial situation as needed. We counsel and work together regularly to consider course corrections and to implement recommended adjustments as things change over time. We believe this process offers clients an increased likelihood of achieving their objectives over time.
We are committed to the Fiduciary Standard1 of client care. As CERTIFIED FINANCIAL PLANNER® certificate holders, we follow the comprehensive financial planning process* of data gathering, financial modeling and evaluation. Additionally, our recommendations are developed interactively with clients. We adhere to the CFP® Code of Ethics, when providing any advice to our clients. We believe this to be the "Highest Standard of Care."
The unique challenges faced by clients today require easy access to financial advice that is
Additionally, clients require advice provided by trusted professionals that:
We are committed to providing only the Highest Standard of Care.
*this involves completing a thorough data gathering process; modeling and comparison analysis; developing and clarifying goals; defining objectives; evaluating risk tolerance; and the interactive development of an appropriate, uniquely designed financial plan that is approved by the client
1 A fiduciary is a person or entity that acts solely in the best interest of the client and their beneficiaries. A fiduciary relationship requires responsibility, knowledge, expertise, trust, good faith and honesty. The fiduciary also has the obligation to act in the best interests of the client and to disclose potential conflicts of interest if a situation arises that has potential benefit to the individual or entity acting as the fiduciary.